API-First • Licensed & Regulated • Built to Scale

Payment Orchestration Platform for Global Businesses

The true Money Movement Platform.

Orchestrate domestic and global payments, compliance, and fraud prevention through a single, robust integration — with payouts to 170+ countries.

Unified API for cards, ACH, global payouts, and stablecoins — one integration, unlimited scale

Everything You Need, One API

API-first architecture designed for developers. Robust infrastructure built for scale. Licensed and regulated for compliance.

Global Currency Support

Process payments in 170+ countries

Smart Routing Engine

Intelligent payment orchestration for optimal success rates

Built-in Compliance

Anti-fraud protection and regulatory compliance included

Receive Payments

US-based acquiring with global acceptance in 170+ countries

AFT

Account Funding Transactions via our licensed card processing infrastructure. Fund digital wallets instantly with enterprise-grade reliability and compliance.

Read the AFT guide →

Payment Orchestration

Intelligent routing engine with automatic failover and load balancing. Optimize authorization rates and reduce costs through AI-driven processor selection across multiple rails.

Orchestrator vs Gateway →

Card & ACH Payments

PCI DSS Level 1 certified infrastructure. Process cards and ACH through our direct acquiring relationships and bank partnerships for maximum control and reliability.

Learn about tokenization →

Tokenization

Network tokenization and secure vault infrastructure. Increase authorization rates by up to 3% while maintaining PCI compliance with our battle-tested security architecture.

Tokenization deep dive →

Payment Links

Generate one-time or recurring payment links for easy invoicing and integration.

Anti-Fraud Protection

Real-time ML-powered fraud detection with customizable rule engines. Balance security and conversion with configurable risk thresholds and 3DS authentication workflows.

3DS2 & fraud prevention →

Stablecoins

NEW

Accept stablecoin payments with full regulatory compliance and instant settlement.

Learn more about stablecoin payments

Disburse Funds

Global & United States

Domestic Payouts (USA)

Same-day ACH and instant card payouts through our direct banking partnerships. Batch processing support with real-time status webhooks and comprehensive reconciliation APIs.

OCT — Card Payouts

Push funds directly to any Visa or Mastercard debit card through Original Credit Transactions. Domestic and international card payouts in partnership with Visa Direct and Mastercard Send, with real-time delivery and full network compliance.

Push-to-card use cases →

Global Payouts

Proprietary payout network combined with Visa Direct account and wallet endpoints, reaching 170+ countries through local bank transfers and mobile money rails. Multi-currency support with competitive FX rates and transparent pricing.

How Visa Direct works →

Stablecoins

NEW

Disburse funds globally via stablecoins with instant settlement and lower transaction costs.

Learn more about stablecoin disbursements

Payment Capabilities

Domestic Payments

Unified API for all domestic rails. Route transactions intelligently based on cost, speed, and reliability requirements with automatic retry logic and dead letter queue handling.

International Payouts

Licensed money transmission infrastructure with local clearing integration in key markets. Scale from 10 to 10 million monthly payouts with the same API and SLA guarantees.

Smart Authorization

Boost authorization rates while fighting fraud using our modern platform designed for maximum success and security.

Trusted partners

Visa Mastercard Worldpay Coastal Community Bank

Industries We Serve

Tailored payment solutions for diverse industry needs

Remittances

Streamlined cross-border payments with competitive FX rates and global reach

Fintechs & Banks

API-first solutions for seamless integration with your existing financial infrastructure

Telecom

Mobile money solutions and airtime top-ups for global telecommunications providers

Digital Companies

Global payment solutions for e-commerce, marketplaces, and digital service providers

Core Features

Compliance

Streamlined compliance with global standards and regulations.

Smart Anti-Fraud

AI-powered fraud detection with customizable rules.

Global Coverage

Connect to payment providers worldwide.

News and Media

FXC Intel Logo

Top 30 Most Promising Cross-Border Payments Company

Inyo was named the Top 30 Most Promising Cross-Border Payments Company by FXC Intel.

Read Full Report

Latest from Inyo

Stay informed with our latest insights and updates

July 24, 2026

Fast Refunds: Why Real-Time Money Back Matters for Commerce

Fast refunds via Visa Rapid Refunds and Mastercard Send Fast Refund deliver money back to the cardholder in 30 minutes. How they work, network rules, and how to implement them.

Read: Fast Refunds: Why Real-Time Money Back Matters for Commerce
May 27, 2026

MagicTerminal: The AFT Solution for POS and Terminals

MagicTerminal is the AFT-native card-present solution for POS and terminals. Visa AFT mandate compliant, integrated in two APIs, with fleet management via API or portal.

Read: MagicTerminal: The AFT Solution for POS and Terminals
March 26, 2026

How Visa Direct Works: A Guide for Fintechs and MTOs

Complete guide to Visa Direct: OCT and AFT transaction mechanics, real-time push payments, cross-border payouts, compliance requirements, and integration options for fintechs and money transfer operators.

Read: How Visa Direct Works: A Guide for Fintechs and MTOs
March 25, 2026

KYB Onboarding for Payment Platforms: A Complete Guide

Complete guide to KYB onboarding for payment platforms: beneficial ownership verification, sanctions screening, automated KYB, merchant risk scoring, ongoing monitoring, and compliance checklists.

Read: KYB Onboarding for Payment Platforms: A Complete Guide
March 24, 2026

PCI DSS 4.0: What Payment Processors Must Do Now

Complete guide to PCI DSS 4.0 compliance: future-dated requirements now in effect, client-side script monitoring, MFA expansion, scope reduction strategies, and why your processor's PCI level matters.

Read: PCI DSS 4.0: What Payment Processors Must Do Now
March 23, 2026

Chargeback Management Guide for Payment Processors (2026)

Complete guide to chargeback management: dispute lifecycle, Visa reason codes, CE 3.0, pre-dispute alerts, prevention strategies, VDMP/ECP thresholds, and representment best practices.

Read: Chargeback Management Guide for Payment Processors (2026)

Transform Your Payment Infrastructure

Ready to revolutionize your payment processing? Let's discuss how InyoGlobal can help streamline your operations.

Get in touch