News · Visa & Mastercard
Visa & Mastercard
The card networks are the rails most money movement runs on. This category covers Visa and Mastercard mechanics in depth — AFTs, OCTs, Visa Direct, the AFT mandate, and the products built on those rails.
July 24, 2026
Fast Refunds: Why Real-Time Money Back Matters for Commerce
Fast refunds via Visa Rapid Refunds and Mastercard Send Fast Refund deliver money back to the cardholder in 30 minutes. How they work, network rules, and how to implement them.
May 27, 2026
MagicTerminal: The AFT Solution for POS and Terminals
MagicTerminal is the AFT-native card-present solution for POS and terminals. Visa AFT mandate compliant, integrated in two APIs, with fleet management via API or portal.
March 26, 2026
How Visa Direct Works: A Guide for Fintechs and MTOs
Complete guide to Visa Direct: OCT and AFT transaction mechanics, real-time push payments, cross-border payouts, compliance requirements, and integration options for fintechs and money transfer operators.
March 8, 2026
Push-to-Card Payments: Domestic & International Payout Use Cases
Complete guide to push-to-card payments via OCT: gig economy payouts, insurance claims, remittances, earned wage access, and cross-border disbursements to 200+ countries.
March 8, 2026
Account Funding Transaction (AFT): The Definitive Guide for 2026
Complete guide to Account Funding Transactions: how AFTs work, Visa and Mastercard AFT mandates, sender data requirements, interchange rates, PayPal AFTs, compliance, and implementation.
March 4, 2026
Visa AFT Mandate 2026: What Money Transmitters Need to Know
Complete guide to the Visa AFT mandate: compliance deadlines, sender data requirements, interchange impact, Mastercard parallel timeline, and how to prepare your payment integration.
March 2, 2026
What Is an OCT? Original Credit Transactions Explained
Complete guide to Original Credit Transactions (OCTs): how push-to-card payouts work, OCT vs AFT, Visa Direct vs Mastercard Send, domestic and cross-border compliance.
February 25, 2025
What Is an AFT? Account Funding Transactions Guide
Account Funding Transactions (AFTs) explained: how they differ from regular purchases, why they matter for digital wallets, P2P transfers, and modern payment platforms.