White-label • USDC & EURC • SDK + API

Stablecoin Wallets

White-label wallet-as-a-service. Embed regulated USDC and EURC wallets in your own product through an SDK — with custody, compliance, and on/off-ramp included.

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Most fintechs and money transfer operators don’t want to build wallet infrastructure from scratch — key management, custody policy, on/off-ramp plumbing, and the regulatory posture that has to back all three. Inyo’s Stablecoin Wallets product gives you those capabilities as a white-label surface: your users see your brand, your app, your UX; Inyo runs the infrastructure underneath.

Wallets are operated by InyoX Inc, the Inyo group’s digital-asset entity, and integrate with the rest of the Inyo platform so on-ramp, off-ramp, KYC, and compliance share the same audit trail as your fiat money movement.

White-label by design

Wallets sit inside your product, branded as yours. Your customers experience wallets through your sign-up, your dashboard, your transaction flows — not an Inyo-branded redirect. The SDK exposes the wallet primitives (create, fund, send, receive, balance, history) so your team builds the UX without rebuilding the infrastructure.

Custody and key management

Wallet custody is operated by InyoX Inc under the regulatory posture of the Inyo group. Key material is managed in dedicated infrastructure — not exposed to your application code — so you ship a wallet product without taking on direct custody risk or the key-management engineering that comes with it.

On/off-ramp baked in

Wallets compose with the on-ramp / off-ramp surface natively. Your users can fund wallets from ACH, wire, or card pay-ins via Inyo Gateway and withdraw back to fiat through the same API contracts you already use for the rest of the platform.

KYC and compliance, on the same record

Wallet creation and ongoing wallet activity route through Inyo360 for KYC and Inyo Compliance for sanctions screening and transaction monitoring. A user verified for fiat flows doesn’t need to be re-verified for a wallet; the same identity record and audit trail extend across both rails.

Built for fintechs and MTOs

The shape of the product reflects the customers it serves: fintechs adding stablecoin functionality to an existing app, MTOs building dollar-denominated stores of value into a corridor where the local currency is volatile, platforms paying gig workers or contractors via stablecoin. Use cases differ; the wallet primitives, custody, and compliance posture stay constant.

Frequently Asked Questions

What is Stablecoin Wallets?

Stablecoin Wallets is Inyo’s white-label wallet-as-a-service product. Fintechs and MTOs embed regulated USDC and EURC wallets in their own products through an SDK; custody, compliance, and on/off-ramp are operated by InyoX Inc underneath.

Are wallets custodial?

Wallet custody is operated by InyoX Inc, the Inyo group’s digital-asset entity, under the regulatory posture of the group. Key material is managed in dedicated infrastructure and is not exposed to customer application code.

Which stablecoins are supported?

USDC and EURC, both issued by Circle.

How does white-labeling work?

Wallets sit inside your product, branded as yours. The SDK exposes the wallet primitives (create, fund, send, receive, balance, history); your team builds the user-facing UX while Inyo runs the infrastructure underneath.

How do users fund and withdraw?

Wallets compose with the on-ramp / off-ramp surface and with Inyo Gateway, so users can fund via ACH, wire, or card pay-ins and withdraw back to fiat through the same API contracts as the rest of the platform.

Do I need separate KYC for wallets?

No. Wallet activity routes through Inyo360 for KYC and Inyo Compliance for screening. A user verified for fiat flows doesn’t need to be re-verified for a wallet.

Embedded stablecoin wallets, fully managed underneath

Talk to InyoX about white-label wallet infrastructure for your product.

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